What We Do

Retirement Strategies 

Turn your assets into income while mitigating tax consequences*

  • Preserve and protect retirement savings and investments**
  • Prepare for final expense needs
  • Develop and implement a legacy strategy
  • Create income streams which may include immediate or deferred annuities


Insurance and Risk strategies

Decisions you make today can protect those you love tomorrow. Protect your family, business and your income with insurance strategies.
Life insurance is a useful financial tool that can be used in different ways throughout your life. We will help you select the right product types, coverage amount and payment options that are right for your strategy.

Life Insurance

  • Term Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Variable Universal Life Insurance**

Long Term Care Insurance

Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.

  • Traditional Long Term Care Insurance


Disability Insurance

Protecting your income against a loss due to disability is an important part of any financial strategy.
We will help you select the right strategy for you.

Business owner clients may also benefit from the following:

  • Group Short Term Disability - Temporary income replacement when employees are unable to work because of illness, injury, or pregnancy
  • Group long-term disability - Continued income protection with a focus on incentivizing full or partial return-to-work outcomes for employees who are unable to work due to illness or injury

Health Insurance Plans

  • Medicare
  • Group Health Plans

Business Solutions

As a business owner or medical professional, you take care of your employees, your community and your patients or clients. We are here to help you make employee benefits an easy addition to your business.

Employee/Group Services

  • Term Life Insurance
  • Short & Long Term Disability Insurance
  • 401(k) Plans
  • Employee Owned Whole Life Insurance
  • Long Term Care Insurance
  • SIMPLE IRA Plans or SEP IRA Plans

You take care of your employees, now let us take care of you! Understanding the unique strategies available to you as a business owner such as deferred compensation plans and executive carve-outs, can help keep your business thriving while you prepare for your personal financial future.

Executive/Professional Strategies

  • Non-Qualified Deffered Compensation Arrangements
  • Business Continuation Strategies
  • Buy/Sell Strategies
  • Key Person Insurance
  • Executive Bonus Arrangements
  • Executive Carve Out Arrangements

Succession Strategies – Business owners and medical professionals often assume they will sell the business when ready to retire. Begin with the end in mind. Meet with us today to discuss the steps you will need for a successful exit.

Education Funding

Recommending investment and accumulation strategies to help you pay for your children’s education.

**Securities products and services are offered by properly licensed Registered Representatives through NYLIFE Securities LLC (Member FINRA/SIPC), a Licensed Insurance Agency and a New York Life Company.